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There certainly are a lot of Americans who mismanage their finances. Standard advice is to have at least six months of saving at your disposal. If you can't tak
by chungleong 7y ago
There certainly are a lot of Americans who mismanage their finances. Standard advice is to have at least six months of saving at your disposal. If you can't take a afford a break at a time of your own choosing then how are you going to cope when you get laid off during a recession?
- ghaff 7y agoIt's one thing to have a reserve for emergencies and another to tap into that reserve because you want to take a few months off before looking for a new job. Though absolutely nothing wrong with that if you're in the position to do so and it's a priority. But I've always taken a lot of vacation, including a number of trips up to a month while working. The one time recently when I had a job lined up I did push things out a few weeks which was just fine. The time before that was in the middle of the dot-com bubble bursting and I considered myself lucky to get something fairly quickly; it could easily have been many months+.