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I was abruptly fired and unemployed when my daughter was born, which paradoxically has saved us money in medical expenses, as a pregnant woman and her infant re
by wincy 7y ago
I was abruptly fired and unemployed when my daughter was born, which paradoxically has saved us money in medical expenses, as a pregnant woman and her infant retroactively get Medicaid. So while we have primary insurance, the secondary Medicaid is active for a year before it has to be renewed (which we won’t do as my income is too high). It covers all the copays of her primary insurance and we haven’t had to pay a cent. It’s all been pretty surreal.
We also got to deal with a bizarre situation of me breaking the health insurance bank at the contracting firm I worked for. When benefits renewal came up at the end of the year only a high deductible plan was available at $1220 a month! So we dumped their plan (I feel bad for everyone else, but what was I supposed to do?) and bought her a $325 a month plan with a $500 deductible. Technically I didn’t have to, because of the Medicaid, but it made me feel like as someone who makes close to six figures employed, I shouldn’t be taking government benefits just because they’re offered.