Interesting. This comment, along with the one above, made me wonder whether a detailed analysis of this behavior has been undertaken. Pew's Payday Lending in Am

Interesting. This comment, along with the one above, made me wonder whether a detailed analysis of this behavior has been undertaken. Pew's Payday Lending in America [0] series of reports is helpful and there are many, many analyses of the impacts of credit cards on spending. I could find nothing on instant deposit payment tools, however. [0] https://www.pewtrusts.org/en/research-and-analysis/articles/2014/12/payday-lending-in-america https://www.pewtrusts.org/en/research-and-analysis/articles/...