The UI may be antiquated but it does what it needs to without any lock-in, and you have control of your data. Plus you can do you accrual based accounting which

The UI may be antiquated but it does what it needs to without any lock-in, and you have control of your data. Plus you can do you accrual based accounting which just makes so much more sense (I may pay my car insurance premium once a year, but it is a monthly expense)