4 ms·
Not waiting for the dentist, waiting for the coverage. With a new dental plan, if you didn’t have dental before, you can get cleanings but not other work covere
by zaroth 8y ago
Not waiting for the dentist, waiting for the coverage. With a new dental plan, if you didn’t have dental before, you can get cleanings but not other work covered for the first 6 months.
Otherwise since most dental work is not an emergency, you would pay for one month of dental insurance in a year you had any work needed, and pay out of pocket for cleanings.
If you had prior coverage and are just switching plans because of employment changes, then I believe the waiting period is waived.
We used to have the same thing with “pre-existing conditions” in health care. You needed “prior credible coverage” to be able to get treatment for an existing condition in the first 6 months of a plan. Again, it’s to prevent people from only buying insurance after they get sick.