why would you want credit at the moment? Renting a house/apartment is basically credit because you are agreeing to pay the total rent over a 12 month term and

why would you want credit at the moment? Renting a house/apartment is basically credit because you are agreeing to pay the total rent over a 12 month term and as such landlords want a credit score. In hot rental markets like San Francisco a better credit score can win you the application over the next person with a lower score. A poor score can even prevent you from renting even if you have monthly income to cover the rent.