Here you go: https://www.cappex.com/articles/money/history-of-bankrupty-dischange-for-student-loans https://www.cappex.com/articles/money/history-of-bankrupty-d

Here you go: https://www.cappex.com/articles/money/history-of-bankrupty-dischange-for-student-loans https://www.cappex.com/articles/money/history-of-bankrupty-d... The parallel history to this is that the banks lobbied for the "mean" changes to the bankruptcy rules. The politicians were seeking reelection by guaranteeing that everyone could go to college at lower and lower rates, but they needed to keep the bankers happy too: https://www.nerdwallet.com/blog/loans/student-loans/federal-student-loan-interest-rate-timeline-events/ https://www.nerdwallet.com/blog/loans/student-loans/federal-... Caveat: If you don't live in the US, neither of these histories apply to you.