> She is a biologist, but all of her money goes straight to the loans. it has for 9 years now. Federally owned student loans, which are the vast majority, have

> She is a biologist, but all of her money goes straight to the loans. it has for 9 years now. Federally owned student loans, which are the vast majority, have income driven repayment plans available. There are a lot of details but most are eligible for a plan that requires the payment of 10% of income after 150% of poverty line.