For people struggling with paying their student loans, their federal loans offer the option of being able to go on an income based repayment plan[0]. I haven't

For people struggling with paying their student loans, their federal loans offer the option of being able to go on an income based repayment plan[0]. I haven't done it personally. The biggest problem with the US higher education system is that the universities have very little skin in the game. The government more or less prints money and 'loans' it out to students and props up the universities. If the government wasn't propping up the universities there wouldn't be a 1.3 trillion dollar student loan bubble[1] and the degrees that aren't worth the paper they're printed on would disappear. [0]:https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven https://studentaid.ed.gov/sa/repay-loans/understand/plans/in... [1]:https://www.bloomberg.com/news/articles/2018-12-17/u-s-student-loan-debt-sets-record-doubling-since-recession https://www.bloomberg.com/news/articles/2018-12-17/u-s-stude...