Not really, It depends on your ROM. As a rule of a thumb if you install pure lineageOS+openGAPPS+fdroidPriviligedExtension you will have a working safetyNet. T

Not really, It depends on your ROM. As a rule of a thumb if you install pure lineageOS+openGAPPS+fdroidPriviligedExtension you will have a working safetyNet. That means no root module (but you can get root by enabling adb if you really want it, e.g. for GSAM battery monitor I give it the battery stats permission from adb). With this setup my phone has google pay working.