There already aren’t a lot of cards to build (or rebuild) your credit. I never understood that. You'd think that creditworthiness means that you have a habit o

There already aren’t a lot of cards to build (or rebuild) your credit. I never understood that. You'd think that creditworthiness means that you have a habit of paying your bills on time, and that your scheduled payments are in proportion to your income. Nothing more. But in America they insist that you have a credit card and have a history of paying that. It's a problem when you are a recent immigrant and seek to get a mortgage because you'd like to settle in a certain town. If the Sanders proposal does something about that craziness I'm all in favour.