> I guess you also don't have a credit report after what happened to Equifax in 2017... Not having IoT devices is an option. Not having a credit report isn't.

> I guess you also don't have a credit report after what happened to Equifax in 2017... Not having IoT devices is an option. Not having a credit report isn't. (I don't just mean it in the sense that it's not practical; I mean it in the sense that, as far as I know, you can't stop this data from being compiled.)