Someone else ALWAYS controls your money for the simple reason that 'money' has no intrinsic value, it is a proxy for a debt owed to you by your society. Your a

Someone else ALWAYS controls your money for the simple reason that 'money' has no intrinsic value, it is a proxy for a debt owed to you by your society. Your ability to ever redeem it for anything of real value leaves you beholden to a structure far more elaborate and beyond your control than just a few government regulations.