You can use google voice for free, and get text also via email. This way you don't even have to worry about swapping the number. Edit: as others mentioned this

You can use google voice for free, and get text also via email. This way you don't even have to worry about swapping the number. Edit: as others mentioned this sort of defeat 2FA, but I read the OP message as not trying to have a good 2FA solution, but being forced to use SMS by banks & co.