> From what I know, a bank will report suspicious transactions to the authorities, and obey whatever the authorities tell them to do about it. They will not ass

> From what I know, a bank will report suspicious transactions to the authorities, and obey whatever the authorities tell them to do about it. They will not assume the role of the authorities for themselves. Not the case. They're obliged to freeze the account when they suspect suspicious activity, and then submit a SAR if it is proven to be suspicioue. Freezing the acct is part of the investigation, and they usually now use automated tools to do so. They're obliged to work every alert generated and unfreeze if the activity is proved to be legitimate.