I think you're right that people aren't very good at weighing the risks, and that's a good argument for forcing people to pay into a healthcare system. I also

I think you're right that people aren't very good at weighing the risks, and that's a good argument for forcing people to pay into a healthcare system. I also just think it's important to acknowledge that we're explicitly not trusting people and instead deciding what is best for them, as opposed to a situation like extreme sports, where we allow people to risk their lives. I think it's a fine position to take, but I think it's slightly hypocritical to allow extreme sports, but not allow people to make their own healthcare decisions (though once again, a perfectly valid position as a matter of policy).