This is convenient, until someone steals your card number and you spending power goes to $0. This really sucks when the rent/mortgage is due, because oops, che

This is convenient, until someone steals your card number and you spending power goes to $0. This really sucks when the rent/mortgage is due, because oops, check bounced (which is a felony in my jurisdiction). Credit cards are also subject to holds. It might be convenient today, but it's like driving around without your seat belt on. It might allow you to enter and exit the vehicle quicker, but that's not really the point.