> Consumers, for their part, do not generally pay out-of-pocket for drug regimens at all That is not true for the real expensive drugs where insurance companie

> Consumers, for their part, do not generally pay out-of-pocket for drug regimens at all That is not true for the real expensive drugs where insurance companies expect a large copay. Something like 20% copay on a $2000/month drug is common even of high quality insurance plans.