> On that same score, I find rolling one's funds into an IRA whenever possible (change of companies, acquisition of your employer) to be very helpful! Having d

> On that same score, I find rolling one's funds into an IRA whenever possible (change of companies, acquisition of your employer) to be very helpful! Having direct control of your assets is generally a good thing. One advantage to rolling your assets from a prior employer's 401k (or your own IRA) to your next employer's 401k is that it allows you to fund a backdoor Roth IRA with the single year's contributions. Otherwise you'd have to convert your entire IRA which could be a large (present day) tax bill.