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> do any HN readers invest heavily in actively-managed mutual funds or hedge funds where you aren't personally involved? I believe 401k's commonly limit themse
by ericb 7y ago
> do any HN readers invest heavily in actively-managed mutual funds or hedge funds where you aren't personally involved?
I believe 401k's commonly limit themselves to a group of funds and there is sometimes no "index" option, so I would imagine there are people who are in actively managed funds here.
On that same score, I find rolling one's funds into an IRA whenever possible (change of companies, acquisition of your employer) to be very helpful!
- koolba 7y ago> On that same score, I find rolling one's funds into an IRA whenever possible (change of companies, acquisition of your employer) to be very helpful! Having direct control of your assets is generally a good thing. One advantage to rolling your assets from a prior employer's 401k (or your own IRA) to your next employer's 401k is that it allows you to fund a backdoor Roth IRA with the single year's contributions. Otherwise you'd have to convert your entire IRA which could be a large (present day) tax bill.