it should be noted that ultimately bailing out the financial system comes at the expense of everyday consumers, though in a much more insiduous fashion than one

it should be noted that ultimately bailing out the financial system comes at the expense of everyday consumers, though in a much more insiduous fashion than one they could see directly. if you believe that no amount of regulation can stop financial chicanery as long as they have those insurance guarantees, then it makes sense. i'm not sure about this plan, i'll just say i prefer credit unions myself.