"Overcharging" is a lovely euphemism for something that is tantamount to theft. You agree to give me $10/month, and trust me with access to your wallet to remo

"Overcharging" is a lovely euphemism for something that is tantamount to theft. You agree to give me $10/month, and trust me with access to your wallet to remove that $10. I take out $1000 and walk off leaving you an IOU that you will get back once I can be bothered to get my thumb out and pay you. The only thing you did wrong in this instance was trust someone with access to your money. Unless you never make a card payment, you're always having to make that allowance of trust. It's not okay on an individual level, and it's even less okay coming from a billion dollar corporation. Mistakes happen, but unless there's a penalty to those committing the mistake, there's no incentive to not make more of the same mistakes in future.