Might have been better worded about recognizing tradeoffs. But you might be missing the point a little bit. The point is NOT to try to maximize money, but to ma

Might have been better worded about recognizing tradeoffs. But you might be missing the point a little bit. The point is NOT to try to maximize money, but to maximize time. He's very forthright that he's paying more for time; and not being payed hourly for his time. For example, health is important, but if you're hell-bent on the cheapest living/commute option you might not have time to exercise regularly or spend time with loved-ones etc. Personally, I just went from 20m commute to 2h daily commute; so I'm strongly considering moving closer to work which will be more expensive. > when you save The decision should definitely not be made at the expense of healthy saving, but that varies from person to person. E.g., I am currently saving ~40% of my income, so I have plenty of cushion to buy more time.