Regardless of whether it benefits employers, it makes sense for healthy young people, no? If your health care spending is low, you get free money every paycheck

Regardless of whether it benefits employers, it makes sense for healthy young people, no? If your health care spending is low, you get free money every paycheck. Also last time I looked at my HSA account, it's both pre-tax contribution and tax-free growth. So you get double tax break.