Healthcare in the states is asinine, no doubt. But when I see articles like this I have to ask, "why aren't these people making 75-100k using HSAs and FSAs"? Th

Healthcare in the states is asinine, no doubt. But when I see articles like this I have to ask, "why aren't these people making 75-100k using HSAs and FSAs"? They would eliminate many of these scenarios that people are seeing. There's the elephant in the room that many people are absolutely terrible with money, buying entertainment goods and completely skipping on savings, HSAs, etc that could prevent these media sob stories.