Oh man. If money isn't important then why borrow it? There's a disconnect there -- one that, I might add, I suffered from to some degree at that age. What ev

Oh man. If money isn't important then why borrow it? There's a disconnect there -- one that, I might add, I suffered from to some degree at that age. What everybody tried to tell me, and what I would say to your kid if there were a chance in hell she would ever read this, is, "Money isn't everything" only when you have enough. Although her net worth is now negative so in a way she's poorer than someone who has nothing. And she'll soon get to experience what paying that off feels like. Money might not feel important, but it's important to the people who are gonna be demanding payment. But that's not really even it. Spending tons of money (especially money you don't have, which always costs more) is not what you do if you care more about experience than money. Someone who values experience over money spends time learning different ways of cooking beans & vegetables - delicious, nutritious. She gets a bike, learns to maintain it, and rides it everywhere, including to the farmer's market. After some advanced practice maybe she even learns to make her own clothes. These are all fulfilling and empowering experiences that deprioritize the spending of money. It even feels a little bit rebellious, because you don't have to earn tons of money, and can be somewhat less dependent on a consumerist lifestyle and all the hidden burdens that go with that. Like credit card debt servitude for instance. That's what "money is less important" looks like. Whereas if the "experiences" you like are flying to Europe and shit, you like money. You're a Davos-ass mothafucka, with a Sasquatch carbon footprint, to boot. Life isn't Instagram. Glory lies in all directions and experience comes no matter what. Everything is an experience and most of the good ones are free. Don't fall for advice from your ignorant-ass peers, or from influencer/manipulators, or from lazy shallow journalists who want to characterize your whole generation in one wildly-inaccurate sentence!