This is solvable. Rather than just "deny" treatments, the insurer (public or private) can just pay the customary amount for treating the given disease. The re

This is solvable. Rather than just "deny" treatments, the insurer (public or private) can just pay the customary amount for treating the given disease. The rest is the patient's responsibility. So rich people can still get the latest $500K insta-cure prostate cancer treatment (and they are paying out of pocket for most of it), and the rest of us make do with surgery/radiation.