5 ms·
I might be mistaken, but here (Germany), regular checkups are paid by the insurance on purpose. The alternative being people not doing the checkups and thereby
by pintxo 8y ago
I might be mistaken, but here (Germany), regular checkups are paid by the insurance on purpose.
The alternative being people not doing the checkups and thereby delaying diagnosis until treatment get‘s really expensive as things get life threatening.
In the end insurance has an interest in people taking regular checkups resulting in early (cheap) action.
- pdonis 8y agoAre people required by the insurance companies to get regular checkups?
- pintxo 8y agoNo. But insurances are (to different degrees) heavily promoting checkups and health/fitness improvement programs. Some are even handing out coupons and benefits for those joining fitness studies or sports clubs etc.
- lowercased 8y agothey do the same thing in the US too, to varying degrees.
- SOLAR_FIELDS 8y agoIt would also be pretty easy to incentivize. Have an annual physical and save $X a month on your premium. We do it for other things like smoking already. Plus many examples in the car insurance world.
- wjmao88 8y agoThe insurance company can still offer to pay the cost and/or lower premiums for the insured who goes to regular checkups.
- plandis 8y agoThat's no different than health insurance companies in the US.
- sbierwagen 7y agoPreventative medicine sounds good, but turns out to have zero or negative effect at scale: https://www.reuters.com/article/us-preventive-economics/think-preventive-medicine-will-save-money-think-again-idUSBRE90S05M20130129 https://www.reuters.com/article/us-preventive-economics/thin... Yearly checkups don't do anything.