4 ms·
Though (if both spouses were working & had access to employer sponsored insurance), wouldn't the husband being fired result in a qualifying change for the woman
by frenchman_in_ny 7y ago
Though (if both spouses were working & had access to employer sponsored insurance), wouldn't the husband being fired result in a qualifying change for the woman, allowing her to enroll on her employer's insurance plan, thus covering the pregnancy?
- mikestew 7y agoOr COBRA, unless you expect your pregnancy to last longer than 18 months.
- golover721 7y agoCOBRA these days ends up being way too expensive for most people to afford. Perhaps at one time it was a useful regulation. Now it is pretty unaffordable.
- SOLAR_FIELDS 7y agoIf it was useful, it was a very long time ago. I remember my parents being in between jobs in the late 90’s and early aughts and complaining that COBRA was extremely expensive. The only reason the law seems to exist anymore is for people who somehow have some expensive debilitating condition yet can still work (or are a worker covering a family member with such condition). And that’s a pretty small subset of all health insurance buyers. Data seems to agree: in 2007 the usage of COBRA was 10%: http://www.cnn.com/2009/HEALTH/01/23/cobra.health.insurance/ http://www.cnn.com/2009/HEALTH/01/23/cobra.health.insurance/
- masonic 7y agoI thought COBRA was exceedingly expensive in 2000. Now, the cheapest HMO Bronze plan is 300% more, adjusting for inflation.
- snowwrestler 7y agoUnless her employer's insurance plan excluded her based on the pre-existing condition of being pregnant. (which it certainly could have)
- gamblor956 7y agoThe point of trying to get on an employer's insurance plans were that people were not excluded for pre-existing conditions because the employer plans were less selective (and also correspondingly more expensive, though the employer contributions hid the additional expense from the employees).