Owning is the key. If you've got a 30 year mortgage you do not own your home. You only own part of it. Once a home is paid off, the equation changes. I would al

Owning is the key. If you've got a 30 year mortgage you do not own your home. You only own part of it. Once a home is paid off, the equation changes. I would also make an exception for houses that are very expensive as they will have large price swings if the markets change.