I had an issue similar to this where my company did not qualify for a group health insurance plan because we did not have over 50% of employees in a single stat

I had an issue similar to this where my company did not qualify for a group health insurance plan because we did not have over 50% of employees in a single state (Owner in CA, one employee in OR, other employee in TX). After some searching around I came across something know as a QSEHRA (qualified small employer health reimbursement arrangement) which allows qualified small employers to reimburse employee health coverage. We like it because it allows the employee to choose a plan that fits their needs and we don't have to manage anything other than setting the limits and adding the reimbursement amount to their paycheck. It is important to note that if you opt to reimburse an employees coverage using such a plan they no longer qualify for any government health insurance subsidy. The company we use to manage this plan is PeopleKeep and they have a short writeup about what it is and how it works here: https://www.peoplekeep.com/blog/what-is-a-qsehra https://www.peoplekeep.com/blog/what-is-a-qsehra