Thats exactly the trap, though. You are renting and owning at the same time, which is the worst of both worlds - you are more stuck than any average renter beca

Thats exactly the trap, though. You are renting and owning at the same time, which is the worst of both worlds - you are more stuck than any average renter because you have this depreciating house on top of land you don't own that is incredibly expensive and time consuming to move and you have no power to ever really move up and just sell the home because its contingent on finding a buyer who is also willing to agree to the rental terms and the landlord has to approve of the new renter before you can sell. Almost every time it ends up being a rental park where the tenants paid dramatically more into it and can be held partially liable when they leave for huge sums of money they get no value out of. Its externalized costs of constructing apartments if anything.