Having just gone through a situation with a family member who had to go to the ER, have a variety of tests done, be admitted to the hospital for a few days, and

Having just gone through a situation with a family member who had to go to the ER, have a variety of tests done, be admitted to the hospital for a few days, and be seen by a specialist in the hospital. This definitely hits home. What makes it worse is that it will be months before we know the total cost for us. The ER doctor, the labs, the hospital, the specialist are all separate legal entities. Each potentially with their own staff filing claims to the insurance company. What a crazy system we live with.