> Avoid spending time to earn or save money. I now see time as my most valuable resource, and I’m willing to spend money to save time. I pay for ridesharing so

> Avoid spending time to earn or save money. I now see time as my most valuable resource, and I’m willing to spend money to save time. I pay for ridesharing so that I can work during transit, I frequently buy meals so that I can save time spent cooking, I pay higher rent to have a shorter commute, and I don’t spend time searching for bargains. This is stupid. If you're an engineer in the Bay area making good but not FAANG money, this can easily lead you to save absolutely nothing and have nothing to show for years of your life. If you live elsewhere, it's a bit easier, but eating out all the time and spending money when you could do the work yourself, including looking for bargains is going to limit the amount of savings you have significantly. Let's face it, time is NOT money. That's fucking absurd. No one works around the clock. It's impossible. Even the people that pretend to are not actually efficient or effective. They're just wasting most of that time. Especially in something like software engineering. Time is not fucking money. That's just a dumb saying. The only time this advice might apply is if you're making millions easily and you don't need to budget. Time is still not money and it won't make your pretend work worth anything, but at that point you can afford it. For 99.999% of people, this is just terrible advice. I say this from experience having spent years working in the bay area as a software engineer and then leaving in debt. And that was years ago when rent/prices weren't so high. Stupid advice.