> I doesn't really interfere with most of that because most people don't have (and never will have) the capability to apply themselves to such a scenario. But

> I doesn't really interfere with most of that because most people don't have (and never will have) the capability to apply themselves to such a scenario. But they can hire someone who does. Car maintenance is a pretty much perfect analogy. So it does affect everyone, even the least technically inclined.