I think this is the right direction as I think all money is a form of debt - usually coupled with some settlement mechanism. Once we get a good implementation o

I think this is the right direction as I think all money is a form of debt - usually coupled with some settlement mechanism. Once we get a good implementation of debt settlement then I think we might actually get a usable decentralised money. As a few comments have pointed out this similar to the Lightening network and Ripple. One comment mentioned that Ripple never found a routing algorithm and that is also a major criticism of Lightening, see for example [1]. How are you planning to address these challenges? [1] https://www.youtube.com/watch?v=Ug8NH67_EfE https://www.youtube.com/watch?v=Ug8NH67_EfE P.S. I only came across Rick Falkvinge today so I don't know how controversial he is in the crypto space. Given that he backs BCH I guess he might be.