Because I can afford mediocre housing and put 50-100k per year in savings, which to me is a lot of money. However, when the townhome next door sells for $4 mil

Because I can afford mediocre housing and put 50-100k per year in savings, which to me is a lot of money. However, when the townhome next door sells for $4 million, that savings rate isn’t getting me anywhere (here) very quickly. And thus I’m playing the same game everyone else I know here is playing: stockpile savings that are worth a little here and in a few years take them somewhere that they’re worth a lot.