I don't care about 2% a year, a bit more would cost me LIQUIDITY or would cost me more % if I need liquidity. Again, I care about liquidity. I currently make mo

I don't care about 2% a year, a bit more would cost me LIQUIDITY or would cost me more % if I need liquidity. Again, I care about liquidity. I currently make more in a month than that. I would only care about this if I would be already financially independent, with a few mlns on my bank. Market doesn't look fine to me. Yield curve changed. Very likely that in 18 months there will be a crisis.