Yes, buyer fraud could be a problem in this scenario and is something that would have to be accounted for. I am not saying it isn't a problem, just that you sh

Yes, buyer fraud could be a problem in this scenario and is something that would have to be accounted for. I am not saying it isn't a problem, just that you should expect to have to make concessions in the form of higher reserves and/or fees. Many companies do similar, if not the same, scenarios so it is definitely not impossible or something that is so difficult to accomplish that it is avoided at all costs. From the sound of your response, you have not gone through the application process as of yet, you have just been talking with processors. If this is the case I would suggest going through the application process. They, like you, are trying to reduce risk and are most likely not going to tell you upfront that they can get it approved or not. Try http://globalpaymentsinc.com http://globalpaymentsinc.com I had a customer who used them in the past and was very pleased with their service (although they were selling directly). They offer service in Canada as well.