General perception is that PayPal provides for both better privacy and better protection. People literally think that when paying with PayPal, merchants don't

General perception is that PayPal provides for both better privacy and better protection. People literally think that when paying with PayPal, merchants don't get to see any personal data, even though in reality PP dumps all payer's details onto a merchant, including physical address, even if there's no need for that. Better protection is a valid point though. It's dead easy for payers to dispute a payment and merchants are basically forced to settle with the customers, because fighting disputes is very hard. On the plus side, meritless disputes on PayPal are surprisngly rare.