4 ms·

So they survey 13-19 years olds, who mostly don't have credit cards, and find that they prefer shopping in physical stores. Does anyone expect that to continue

• reaperducer 8y ago
  Plenty of 13 to 19-year-olds have credit cards. I got my first credit card when I was 17 (I applied the week after I got my Social Security number [they weren't assigned at birth back then]). I would not be surprised if every teen-ager on my block had either their own card, or one that draws on their parent's account in their name. I know the parents at work talk about re-loading their kids' pre-paid cards.
  • dmoy 8y ago
    A tiny minority of teenagers have credit cards. Like maybe 10%.
    • reaperducer 8y ago
      10% of teen-agers in the United States would be 4.2 million potential customers.
    • TheCoelacanth 8y ago
      Most would have a debit card, though, which is not notably different in terms of ability to purchase things online.
  • njharman 8y ago
    Not in USA, not in soley their name. People under 18 are not bound by contracts. I also got CC before 18. We are anomalies, issuer mistakes, not the norm. Although I wonder how many parents give kids a card on one of their accounts?
    • reaperducer 8y ago
      Not in USA Yes, this is in USA. not in soley their name I never stated that they were solely in their name. I stated that their cards draw on their parent's accounts. People have cards issued on their accounts with family members' names on them all the time. It's not uncommon. Every now and then when I log in to one of my bank accounts I get an interstitial asking if there are any family members I'd like to add to the account. Perhaps it's not common in the circles in which you travel, but I've seen it plenty of times.
  • droithomme 8y ago
    > I got my first credit card when I was 17 When I was 16 I, unsolicited, got a preapproved Nordstrom's Card offer. Not surprising to me since I'd been sending off for high fashion catalogs since I was very interested in the sartorial arts (in addition to computing). I accepted the card, they sent it, and I started using it. Mostly at the discount Rack, but also at the main store when they had clearances. It wasn't any more costly than any other discount place or thrift store but was of vastly better quality and the personalized service was simply exquisite. I paid the bill off each month without delay. This offer was followed then by a Neiman Marcus card, and countless other luxury brand cards. None back then wanted a SSN or credit check. They knew I had good taste. Sending those cards to me was a smart move. I still like these stores. My career as a fashion designer was very short lived though. Sad. I do OK as a developer.
• drb91 8y ago
  You can’t make out in the changing room online.
  • reaperducer 8y ago
    Or in the elevators. Or in the back row of the movie theater. Or in the front row of the movie theater. Or under the stage in the center court. Or in that service corridor that leads off of the hallway that goes down to the restrooms. But holy crap, don't fog up the windows of your Volkswagen in the parking lot, or Officer Maglite will tap on your window and threaten to call your parents.
  • sandworm101 8y ago
    Kids are doing far less of that than ever before. At a mall? At public commercial establishment? That's just asking for trouble. Act like a teenager in the 80s might get you banned from a store/mall. Today it will see you up on trespass charges, your school may be notified, and you might not be going to university. The days when malls offered teens a degree of freedom are long gone.
    • smelendez 8y ago
      I don't know if I believe that. I see a surprising number of adults making out in public commercial establishments (stores, not bars), let alone teens, without anyone doing anything.
• jdsully 8y ago
  When I lived in the US almost all the debit cards were from visa/mastercard and could be used online. I can't imagine that has changed.