> There's no way that can be off-topic; you yourself said "People will simply choose what they like." If other options are foreclosed, what then? It is off top

> There's no way that can be off-topic; you yourself said "People will simply choose what they like." If other options are foreclosed, what then? It is off topic because our democratic republics are saying in their constitutions that this public social responsibility is handled by them and therefore the corporations and people don't need to care, because of which you are forced to pay social security tax. Am I paying it for nothing? BTW I live in a country that has stronger and person-based social system than the US. Other commenters have made points about insurance being tied to employment and I agree, in that case things are different.