I don't think this is true. Under "What you need to get started" on the IRS's Free File information page [1]: > Forms 1099-DIV and Forms 1099-R, showing divide

I don't think this is true. Under "What you need to get started" on the IRS's Free File information page [1]: > Forms 1099-DIV and Forms 1099-R, showing dividends and distributions from retirement and other plans paid to you during the year Note that there is a difference between a tax product's freemium tier (where they can upsell) and their Free File product (where they cannot). A big part of the problem here is that these companies do their best to make you conflate the two — and then hide the second one, so they can upsell unsuspecting taxpayers who don't know the difference. [1] https://www.irs.gov/e-file-providers/what-you-need-to-get-started https://www.irs.gov/e-file-providers/what-you-need-to-get-st...