I consider all of your examples a form of corruption and fraud. It's not criminal, like embezzling, bribery, or extortion. But it has a similar deleterious effe

I consider all of your examples a form of corruption and fraud. It's not criminal, like embezzling, bribery, or extortion. But it has a similar deleterious effect on the individual and society through massive opportunity cost, and even psychotic disorder. Perhaps all of the hyper consumer people I know vacillate between purchase regret and social inadequacy when they resist purchasing. They've set themselves up to fail no matter the choice, and they're always stressed out about buying shit they don't need. It's a little bit stressful to even hear these stories of manufactured problems.