The article linked in the previous comment says > While SCA is not legally required for businesses outside of Europe, we expect a small minority of European ba

The article linked in the previous comment says > While SCA is not legally required for businesses outside of Europe, we expect a small minority of European banks to require SCA for all payments regardless of where a business is located I can believe this since the debit card associated with one of my european banks will only allow online transactions with 3DSecure.