>It would also mean that the U.S would likely never truly declare war via Congress since it would annul millions of insurances and would lead to insurance premi

>It would also mean that the U.S would likely never truly declare war via Congress since it would annul millions of insurances and would lead to insurance premiums going up to levels never seen before. How does this follow? If Congress declared war against Russia, that would mean that insurance companies could now refuse to pay out for any Russian "cyber attacks", that seems counter to what you just said? Maybe I'm misreading.