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We are in Europe (France) and are using Stripe with SEPA Direct Debit.
by ngrilly 8y ago
We are in Europe (France) and are using Stripe with SEPA Direct Debit.
- lucasverra 8y agohow much more steps does a final user need to make in order to complete a one shot payment (vs CCard) ? With instant (bank) payment coming in september, SEPA might be the option of choice in EU (also Paris here ️)
- AnssiH 8y agoAt least here in Finland SEPA direct debit is usually disabled by default for extra security* as domestic shops do not use it (we have redirect-based bank buttons instead) and with foreign ones one usually uses card instead. So not really an option of choice in entire EU unless something changes - you don't want to tell your customers to enable something on their bank account first before purchase. But VISA/MC debit cards are extremely common here, so I guess card+SEPADD might cover most people in EU. Though I think many people here are vary of entering their card details online as they are not used to that (then again, I guess the advent of Netflix and others must've made more people familiar with that). * IIRC you just need the user's IBAN and consent, and IBANs are not really private as people use them to make payments to each other.