If you have insurance—which someone with “seven figures in assets” should—then that is not a risk. Of course, insurance will only pay for so much. At some point

If you have insurance—which someone with “seven figures in assets” should—then that is not a risk. Of course, insurance will only pay for so much. At some point of diminishing returns, they will cut you off. Just like any healthcare system in the world will. You can always spend more money for a tiny chance of living longer.