Thanks for the chat. The region in question isn't struggling, it's just that the values were so inflated pre 2008 that "coming back to earth" has taken a long

Thanks for the chat. The region in question isn't struggling, it's just that the values were so inflated pre 2008 that "coming back to earth" has taken a long time. The takeaway for my wife and I was that it's better to be fiscally conservative, or enormously fiscally aggressive but nothing in between. We crossed that line every so slightly and paid a huge price.