The co-pay is the portion the insured pays. It isn't always small. It isn't even always a small percentage. A procedure my wife recently had, the co-pay was abo

The co-pay is the portion the insured pays. It isn't always small. It isn't even always a small percentage. A procedure my wife recently had, the co-pay was about half the total cost. Co-pays depend the insurance company, the plan, the health care provider, and the procedure.